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Winter is nearly here and you have taken your summer vehicles off the road, there are a few things you should be aware of regarding your auto insurance.
We’ve put together a quick piece on how you can stay safe while you enjoy the summer with vehicles you can add to your personal insurance portfolio.
When renting a car, pickup or van in the U.S. or Canada, your policy will pay for damage to a rental car as if it were your own vehicle as long as you carry Collision on at least one of your vehicles. All current policy deductibles would apply. NOTE: Rental companies continue to adjust their contracts and some items may not be covered by your personal auto policy. Loss of Use and Diminished Value are examples of two coverages that may not covered.
This is a personal choice and unless you have a vehicle with a loan or is leased, you will need to determine the value of your vehicle
In the State of Wisconsin a rated driver that resides as a member of your household and has access to your auto, cannot be excluded from your auto policy.
Should you leave your premises; even to turn around on a roadway, you need to endorse your policy to add recreational vehicle liability.
If you or a passenger would be injured by an uninsured or underinsured motorist (UM/UIM), your auto policy UM/UIM limits would help pay the expenses for your injuries.
Find out if you're adequately protected when it comes to your off-road vehicle.